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Glossary

What is Step therapy?

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Step therapy

Step therapy is an insurance rule that makes you try a lower-cost treatment first before the plan will cover a pricier one.

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In plain words

Insurers call it "fail first" in some cases.

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Why it matters

Step therapy can add months before coverage starts, which changes your real cost and timeline.

Want the full picture?

Step therapy is an insurance rule that makes you try a lower-cost treatment first before the plan will cover a pricier one.

Tap below for the full page. Not medical advice; talk to your clinician about your care.

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